Key Findings

  • A recent Q2 2025 North America Signals survey released by Deloitte shows that nearly a quarter (23%) of chief financial officers (CFOs) expect their finance departments to accept cryptocurrency as a form of payment or purchase such assets as investments within the next two years. Among companies with revenue of $10 billion or more, this proportion jumps to 39%.
  • Finance executives are particularly focused on stablecoins—a type of digital asset whose value is pegged to another asset, typically a fiat currency—viewing them as a "practical entry point" into the digital asset space. According to a press release on the survey results published Thursday, only 1% of the 200 CFOs surveyed said they have no plans to use stablecoins in the long term.
  • "CFOs are moving beyond the 'crypto hype' to focus on the practical impact of digital assets," Steve Gallucci, U.S. and Global Leader of Deloitte's CFO Program, said in a statement in the press release. "They seem to be evaluating where cryptocurrency can improve efficiency, reduce friction in global operations, and future-proof financial infrastructure. The opportunity is not just about innovation, but about making informed strategic decisions that align with enterprise value and governance."

Deeper Dive

Over the past year, as the Trump administration has taken steps to bring cryptocurrency and digital assets into the mainstream financial system, stablecoins have gained more attention from corporate and executive leaders. Recently, U.S. President Donald Trump signed the GENIUS Act, which establishes guidelines for stablecoin issuers.

Experts previously told CFO Dive that the passage of the GENIUS Act helps add much-needed legitimacy to stablecoins and other cryptocurrencies, and CFOs are more closely examining how to best utilize such assets in their businesses.

For example, stablecoins could enable faster, lower-cost cross-border payments, and Deloitte found that 39% of CFOs cited more efficient cross-border payments as the "top driver" for adopting such assets. The survey also showed that 45% of finance executives view enhanced customer privacy as a key driver for stablecoin adoption.

As interest in stablecoins grows, finance executives are also discussing the topic with other senior leaders. The Deloitte survey found that more than a third (37%) of CFOs have discussed cryptocurrency with their boards, and 41% of CFOs have had such discussions with their chief information officers.

However, "these early conversations may indicate that any move toward adoption will likely require robust governance frameworks and strong IT support," the survey noted.

Despite the GENIUS Act establishing clear guidelines for stablecoin issuance, questions about cryptocurrency accounting and compliance still plague CFOs.

For example, lawmakers are considering which digital assets might be considered securities and which government agencies have authority to regulate them. In a recent vote, the House passed the Digital Asset Market Clarity Act of 2025 (the CLARITY Act) and the Anti-CBDC Surveillance State Act, aimed at addressing these gaps.

The CLARITY Act, sponsored by Rep. French Hill (R-Ark.), aims to establish a framework for digital commodities and grant the Commodity Futures Trading Commission (CFTC) jurisdiction to regulate digital commodity transactions, according to a summary of the bill.

Meanwhile, in a 166-page report released Wednesday, the President's Working Group on Digital Asset Markets, established by President Trump in January, recommended that lawmakers "build on the House's overwhelming bipartisan vote on the CLARITY Act" by passing legislation to "close existing gaps in regulatory oversight and authorize the CFTC to oversee spot markets for non-security digital assets," according to a fact sheet.

The working group's report also outlined action items for the CFTC and the U.S. Securities and Exchange Commission (SEC), stating that the two agencies should use their authorities to help enable digital asset trading at the federal level.

"The core of the working group's report reflects what I have long believed: establishing a sensible regulatory framework for digital assets is the best way to spur American innovation, protect investors from fraud, and maintain the global leadership of our capital markets," SEC Chairman Paul Atkins said in a statement on the report released Wednesday. "Unfortunately, my predecessor and the previous administration did not share this vision. Thankfully, President Trump does, and he is leading the way."